Dream of Diamonds - Terms & Conditions

Membership Enrollment (T&C)

Only adult individuals can enroll in the jewellery purchase plan. Minors are prohibited from this plan.
Pay a monthly installment of a minimum ₹5000 or any greater multiples of 1000.
The member should ensure that all Original Receipts / Payment Vouchers are stored safely with them at all times. The member should verify that the payments made by them are correctly printed and any discrepancy should be immediately brought to the Showroom Manager's notice, for suitable rectification.
In case of any change in contact and/or address details and/or bank details and /or any other details submitted by the member at the time of enrollment, the member is required to intimate such change to the Aisshpra Showroom within 7 (seven) days of such change along with necessary documentary evidence of such change as may be required by the First Party. This information also has to be provided on the toll-free number 1800 120 1299.
The maturity date shall be calculated according to the date of enrollment.

Terms & Conditions

In case of loss of original Dream of Diamonds payment Receipts by the member, he/she shall be personally responsible for any loss resulting therefrom including but not limited to redemption/purchase by any other person.
The Dream of Diamonds is non-transferable. (Cannot be converted to any other scheme)
In the event of the death of the member, the amount due against the Dream of Diamonds will be transferred/refunded to the nominee(s) of the member. In case the member does not nominate any person, any claim(s) made by any other person(s) on behalf of the member will not be entertained unless such person being a legal heir/duly authorized person claiming the benefits in the on behalf of the deceased member shall produce below documents to First Party:
Death certificate of the deceased

Succession Certificate

NOC from other surviving legal heirs for redemption

Indemnity undertaking to indemnify First Party from claims

Copy of registered Will (if any) Indemnity undertaking to indemnify First Party from claims

Any other supporting documents and/or clarification as may be required by the First Party
Notwithstanding anything to the contrary contained herein before, the decision of the First Party shall be final on the sufficiency of any document in all such cases above and the same shall be binding upon the claimants.
1. The First Party reserves the right to alter, amend, add, or delete part or whole of this Diamond Dreams Scheme without prior intimation to the member, as long as the same is not prejudicial to the interests of the member. The First Party shall, however, not be responsible for any changes necessitated by any regulatory requirement
2. The First Party reserves the right to suspend the Diamond Dreams at any time. In such an eventuality, the member, at the customer's option, may purchase any item other than Bullion & Coins at the Aisshpra Store equal to the value of the installments accumulated in the customer's Diamond Dreams account along with discounts accumulated as on that day or seek a refund of the total amount of installment paid by the customer.
3. The First Party shall not be responsible and/or liable for any cyber-crime and/or cyber fraud committed against the member arising out of the use of the First Party's website and/or transactions using the First Party's website and generally for any transactions/communication done with the First Party through the use of any electronic mode/medium
4. The liability of First Party under the Diamond Dreams is limited to the extent of the installments paid by the member and the accumulated discount, if any, as per Diamond Dreams conditions contained herein.